bankruptcy attorney in oklahoma city

 

Oklahoma City Bankruptcy Attorney

Oklahoma City's Leading Chapter 7 & Chapter 13 Resource. Serving Oklahoma City & Surrounding Areas.

Call Today (405) 334-5150 or EMAIL US!

Oklahoma City Bankruptcy Attorney

When considering bankruptcy the most important thing is to get the right information. Bankruptcy laws vary from state to state so information provided in one state may not apply to your situation here in Oklahoma. I am a licensed Oklahoma City Bankruptcy Attorney and take very seriously the legal needs of all Oklahomans. This website contains information regarding Oklahoma bankruptcy law and the various advantages to filing bankruptcy as well as the limitations of bankruptcy protection. The site will discuss the bankruptcy process in general and to help assessment of an individual or family's financial situation if bankruptcy or an alternative plan would be best suited to their needs.

The New Bankruptcy Law went into effect on October 17, 2005. There are alot of misconceptions as to what this law did. Many people wrongly think that they can no longer file bankruptcy. The fact is that the law only precludes certain individuals or families making a relatively high annual income from filing for Chapter 7. Chapter 7 Bankruptcy is still available for the average individual or family. Moreover, Chapter 13 Bankruptcy is still available to those who do not otherwise qualify for Chapter 7. It is critical to consult with an experienced Bankruptcy Attorney in Oklahoma who has practiced bankruptcy law for many years and understands all the nuances and can properly interpret the changes in the laws as they occur. In fact, bankruptcy laws have a tendency to change often and it is important to seek an attorney who keeps up with ever-changing case law. It has been my experience that many of my clients who came into the process believing that they would not qualify for Chapter 7 Bankruptcy ended up being able to file Chapter 7 when all of their expenses and situations were properly analyzed.

Another common misconception or fear that I have seen is the fear of losing of a house, automobile, tools of trade and household belongings or keepsakes when filing bankruptcy. The fact is Oklahoma Law is very liberal in its exemptions of such property in bankruptcy. In other words, under Oklahoma Law, in most cases you will not lose these things. It is vital to consult an experienced Bankruptcy Attorney in Oklahoma who can analyze and apply Oklahoma Law to your situation.

One of the biggest concerns that people have is the idea that bankruptcy will destroy their credit for 10 years and they will be unable to purchase a car or house ever again. I counsel clients that the opposite is normally the case. People facing bankruptcy often have negative things on their credit reports that negatively impact their credit each month. Things like late payments, charge offs etc. These are the things that are making your credit score low and are hindering your chances of qualifying for a home loan or decent interest rate on a car.

I am a licensed Bankruptcy Attorney in Oklahoma City and will focus on your case first and foremost from the beginning to the end. Our practice specializes in consumer bankruptcy and consumer debt defense. From the first phone call to the end we will focus on you and your case as if you are our only client.

Our firm handles cases throughout the Oklahoma City Metro. Please call my office today for a free bankruptcy consultation, either in my office or by telephone - (405) 334-5150.

 

 

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